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When a customer sues you for a mistake or overlook, regardless of whether it was your fault, errors, or omissions, insurance, also known as professional liability insurance, defends your IT company.
Cyber liability insurance covers the costs of legal defense, credit monitoring, and other recovery measures if a data breach or cyberattack results in losses for your business or your clients.
Workers' compensation covers medical expenses for sickness and injuries sustained at work. Employers are required to carry this policy in almost all states.
If an employee defrauds a client or your firm by stealing from it or forging documents, fidelity bonds shield your tech company from suffering financial harm. Client agreements frequently call for them.